We have many years of experience in dealing with Debt Recovery. Please see our Partners’ profiles above.

DFG's charges for Debt Collection

Our aim is to provide as much information as to fees whether capped or otherwise.

Business to Consumer under the Pre-Action Debt Recovery Protocol

Initial of letter of claim: £250.00 plus VAT Additional Costs may include: Additional work in obtaining payment from the debtor to include negotiations or dealing with any subsequent requests for documentation will be charged at £25.00 plus VAT (£30.00) per letter/telephone call up to a maximum of 6 letters or telephone calls. After this time if the matter has not resolved a full costs estimate will be provided. We cannot put a definitive timescale on this procedure however, we would estimate that it will take approximately 6 weeks.

Please see the more detailed time estimates below.

Business to Business

Court costs applicable to both B to C and B to B Debts

Fixed fee includes: preparation of Claim Form and Particulars of Claim and issue of proceedings at the County Court Business Centre (CCBC). Debt amount £ DFG’s charges (Not including VAT) £ DFG’s charges (including VAT) £ CCBC (County Court Business Centre) Court Fees (Recoverable from debtor) £
25 - 299 180.00 206.00 35.00
300 - 499 190.00 228.00 50.00
500 - 999 230.00 276.00 70.00
1,000 - 1,499 245.00 294.00 80.00
1,500 - 2,999 255.00 306.00 115.00
3,000 - 4,999 295.00 354.00 205.00
5,000 - 9,999 395.00 374.00 455.00
10,000 - 100,000 695.00 834.00 5% of the Claim Value
Obtaining Judgment Debt amount £ DFG’s charges (Not including VAT)(Fixed solicitors’ costs recoverable from debtor range from £22.00 - £70.00) £ DFG’s charges (including VAT) £
25 - 125 50.00 60.00
125 - 600 60.00 72.00
600 - 5,000 70.00 84.00
5,000.00 + 80.00 96.00

Fixed Fee Enforcement

Enforcement by County Court Bailiff (Under £600.00) or High Court Enforcement Officer (Over £600.00)
* A Creditors Guarantee fee of £75.00 plus VAT may be payable in the event no money or goods are recovered by the High Court Enforcement officer.
Debt Amount £ DFG’s charges for dealing with enforcement by County Court Bailiff (CCB) /High Enforcement Officer (HCE) Professional fees which are recoverable in from the debtor Court Fees payable (+VAT). Recoverable in full from the debtor
25 - 600 (CCB) 50.00 (60.00 including VAT) 22.5 110.00
600 + (HCE) 100.00 (120.00 including VAT) 51.75 66.00*

Charging Orders

Charging Orders DFG’s professional charges (amount recoverable from debtor in brackets) Court fees (recoverable) Land Registry fee (recoverable) Obtaining official copy of title documents (recoverable)
£275.00 plus VAT of £55.00 total including VAT is £230.00 (£110.00) £110.00 £40.00 £3.00 per item, usually two items required.
Please note, if attendance at court for a short hearing is required this will be charged at a rate of £250.00 plus VAT (£300.00).

Attachment of Earnings

Attachment of Earnings DFG’s fees for making the application to include corresponding with the debtors employers Court fees (recoverable)
£150.00 plus VAT of £30.00, total including VAT £180.00 £110.00

Attend court for oral examination

Order to Attend Court for Questioning DFG’s professional charges Court fees (recoverable in some circumstances) Disbursements (recoverable in some circumstances)
£300.00 plus VAT of £60.00, total including VAT is £360.00 £55.00 £112.00 plus VAT of £22.40, in total £124.40

Statutory Demands

DFG’s fees for preparing the Demand Disbursements (recoverable)
£550.00 plus VAT of £110.00 total is £660.00 £110.00 plus VAT of £22.00 total is £132.00 (Service fee)
In terms of time scales the following represents an indication of the steps involved and the time associated with such steps.

B to B
  1. Letter before action posted – debtor to respond within 14 days.
  2. If court proceedings are issued the debtor has 14 days to file an Acknowledgement of Service and a further 14 days to file a Defence. If the debtors does not file an Acknowledgement or a Defence we will request judgment immediately.
  3. The judgment can be enforced in a number of ways:
      4. a. Instalment payments;
      b. Charging orders;
      c. Bankruptcy/winding up; or
      d. Attachment to earnings
The timescale will depend upon the method chosen and the ability of the court to deal with the matter.

B to C
  1. Letter before action posted. This letter contains information and documents as per the Pre-Action Protocol for Debt Recovery.
  2. If no response is received within 30 days you may start legal proceedings.
  3. If the debtor responds they can request further information from you and pass on documents to you if appropriate. You cannot issue proceedings within 30 days of receipt of the debtors response. If the debtor is to take legal advice you must allow them so to do and offer a reasonable time period for so doing. It is also the case that both parties must disclose appropriate documents to each other. If the matter cannot be resolved via ADR you must send a final letter of claim giving the debtor a period of 14 days prior to issuing proceedings.
  4. If court proceedings are issued the debtor has 14 days to file an Acknowledgement of Service and a further 14 days to file a Defence. If the debtors does not file an Acknowledgement or a Defence we will request judgment immediately.
  5. The judgment can be enforced in a number of ways:
      6. e. Instalment payments;
      f. Charging orders;
      g. Bankruptcy/winding up; or
      h. Attachment to earnings
The timescale will depend upon the method chosen and the ability of the court to deal with the matter.

If further details are required please call us.